The $234 Billion Default Wave: 9.3 Million Borrowers, the Treasury Collections Takeover and the Forgiveness Tax Bomb โ€” The 9-Move Freelancer & Digital Nomad Playbook

9.3 million borrowers now sit in default on 234 billion dollars of student loans. Treasury takes collections, forgiveness turns taxable & 9 moves.

SAVE Plan Deadline September 2026: The 90-Day Clock, RAP vs IBR Math and the Auto-Enrollment Trap โ€” The Freelancer & Digital Nomad Playbook

The SAVE plan is gone: the first 90-day deadline hits Sept. 29 and the 1% autopay rate cut expires Sept. 30. RAP vs IBR math, the auto-enrollment trap and the freelancer playbook.